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Why You Should Not Make Any Major Credit Purchases
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
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*Fees vary for homes $200k and above. Call for details. Each Office Independently Owned & Operated. Commissions may be negotiable and are not established by law. Savings based on comparison to paying a 6% commission. The information herein is deemed to be accurate, but not guaranteed. All information to be verified. Savings based on national statistics since 01/01/00 for all Assist-2-Sell offices in North America compared to paying a 6% commission. All agents at Assist-2- Sell Buyers & Sellers Realty are Realtor®-members of the Local, State, and National Associations of Realtors®.